Best Companies

Best Online Payday Loan Companies

As I developed this site and found out more about the online payday loan business I realized that there a lot of online cash advance companies.  As I went through the process I found out that most companies are trying to capitalize on people’s state of mind to make a quick decision. I think that If a person takes a few minutes and relaxes and studies they can get a better deal on their payday loan.

There are alternatives and options for people to choose from it they fit most companies lending criteria.

Typical Lending Guidelines

Customer must meet the following criteria:

  • US customers only
  • Customer must have a valid checking account (savings accounts are not accepted)
  • Customer must have direct deposit
  • Customer must have a minimum income of $800 per month
  • No military leads accepted
  • No leads accepted from the following states: GA, VA, WV & OH

Chances are you must meet these criteria to secure an online payday loan.

I have listed below some of the better deals from specific companies


Better than  Payday Loan!

ThinkCash helps you get the fast cash you need to cover life’s unexpected events. This is a new option for people who want a short term loan without the hassle of driving to a bank or the costs of a payday loan. ThinkCash is a leading provider of installment loans. Serving 35 states, we do more for our customers with interest rates 50% lower than typical payday loans and provide an unparalleled customer experience with multiple payment plans including extended pay periods. Not only that, but ThinkCash is trusted and supported by the First Bank of Delaware.

Unlike a Traditional Bank Loan:

No paperwork, no long approval processes, and no waiting in line. You’ll get a decision in seconds on your loan application any time of day or night — and you can get from $250 to $2500 the next business day.*

Unlike a Payday Loan:

ThinkCash provides access to rates that are typically 25 – 75% lower than payday loans*. But the real benefit is our convenient payment options. You can pay off your loan in several installments – or pay it off completely at any time – with no penalties. It’s your choice.

Another online payday loan company that I like is PayDayMax


They have a great initial offer for first time funded loans. However they don’t cover the states below.

Important Notice: PayDayMax does not provide payday loan services to those who live in the following states:

Colorado, Georgia, Montana, Nevada, New Jersey, Ohio, Sacramento CA, Virginia, and West Virginia

Another fact I like about PayDayMax was protecting your personal identitiy.  Here are some things they do to help you.

Identity theft and internet fraud are no small concerns in today’s world. At PayDayMax.com®, we guard your privacy with the latest security measures. When you apply for a payday cash advance with PayDayMax, you can be assured that your personal information is protected with physical, electronic and procedural safeguards. We are constantly updating our technology to provide you with the most secure site possible.

If you need an online payday loan company either one of the two above will provide some benefit I saw over the other companies.

Alex Semenik is the author of this article and his site is http://www.online-pay-day-loan.com

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